We Believe that Small business funding shouldn’t be complicated or time-consuming.

Welcome to The American Capital Group, where we have been providing reliable and flexible lines of credit for over 15 years. We pride ourselves on supporting the growth and success of American small business owners, who are the backbone of our economy.

4.9 out of 5 based on 768 reviews

10k+ people we’ve worked with

Worked with Alex and had an amazing experience! If ever needing anything else, I will definitely be using this company and Alex!

Hannah T

January 23, 2025

Great experience, knowledgeable representatives to guide you through the process. Great customer service. Try them for yourself they are great.

Rhonda B

December 19, 2024

Excelent 10 stars

customeAirton F Demoraes from Angus Grillr

November 14, 2024

Founded in 2011, American Merchant Capital is a private lending and technology company that provides small businesses access to capital and business technology solutions to other financial services providers.

We are a direct lender and have funded over $300 million to small businesses. We provide financing to retailers, restaurants, hotels, medical professionals, manufacturers, etc. Our creative financing solutions include merchant cash advance, secured and unsecured business loans, and asset-based loans. We are growing rapidly and are looking for smart, talented and dedicated professionals.

Our mission at American Capital Group is to help entrepreneurs and business owners in their time of need, so they can continue to grow their businesses and do what they love. We differentiate ourselves with our innovative solutions, the simplicity of our process, the speed to funding (most loans funded within 24 hours), and most importantly, with the level of care and compassion with which we treat our clients.

American Merchant Capital is a private lending and technology company that provides small businesses access to capital and business technology solutions to other financial service providers.

Financing Ecosystem

American Capital Group is a leading financial services provider dedicated to small business success. As a parent company, we empower specialized lending subsidiaries including Line of Credit Depot, US Credit Source, Reverse Consolidation, TRBO, and FastWaySBA to provide affordable financing to entrepreneurs nationwide. Our expertise navigating all aspects of small business lending enables us to find the right funding fit for each unique situation. Contact American Capital Group to learn more.

Contact

Line of Credit Depot is a leading online lending marketplace that provides small businesses access to critical financing through lines of credit. As part of the American Capital Group, we leverage strong bank relationships to match applicants with the best terms. Our goal is simple - secure the capital small businesses need through fast, customized lines of credit. For any financing need, start your search with Line of Credit Depot.

FastWaySBA simplifies and expedites SBA loans so entrepreneurs can access capital quickly. As part of American Capital Group, we leverage relationships to match applicants with lenders fast. SBA loans traditionally take long to secure - we streamline the process so you get funding when you need it. For fast SBA financing up to $5 million, turn to FastWaySBA.

Reverse Consolidation is a leading debt relief service that helps small businesses get out of costly MCA debt without defaulting. As part of American Capital Group, we create customized payoff plans that provide immediate cash flow relief by reducing payments up to 50%. Our goal is simple - lift the burden of MCA debt so businesses can regain financial footing. For any consolidation need, contact Reverse Consolidation.

US Credit Source is a top online lending marketplace that provides small businesses with fast access to optimal financing solutions. As part of American Capital Group, we leverage strong lender relationships to match applicants with the best rates and terms. Our goal is simple - secure the capital small businesses need through flexible, affordable options. For any financing need, start with US Credit Source.

TRBO provides small businesses 0% credit card processing through innovative fee-transfer software. As part of American Capital Group, we enable merchants to receive 100% of sales revenue by transferring fees to cardholders. Our goal is simple - maximize earnings by eliminating processing costs. If you're tired of paying fees, contact TRBO to see if our revolutionary 0% solution is right for your business.

We Believe that Small business funding shouldn’t be complicated or time-consuming.

We are a direct lender and have funded over $300 million to small businesses across America. Our missions is to equip and encourage entrepreneurs to fulfill their goals and reach their full potential.

We are on a mission to empower entrepreneurs and ensure small businesses have access to the best financial products to achieve their goals.

We consider entrepreneurship to be a meaningful pursuit, as it involves individuals who are willing to challenge convention and create something novel.

We recognize small businesses as the foundation of our economy and the primary source of support for local communities, surpassing what larger corporate entities can provide.

"At American Merchant Capital, we're committed to helping small businesses thrive. Our mission is to be a partner, not just a lender, and we believe in treating our clients with care, compassion, and respect."

Financing Ecosystem

Our Team

Alex

Sales

Matthew

John

Luca

Evan

Trevor

Operations & Underwriting

Kevin

Abby

Alexine

Kian

Nick

Company

Business solutions

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